PurseBlog Asks

Is It Ever Ok to Dip Into Your Savings to Buy a Handbag?

Have you ever touched your untouchable account?

I have a confession to make, fam. I’ve got an itch. What kind of itch you may ask? The kind of itch you know all too well. The one that can’t be scratched by anything other than a brand new (or at least new to you!) designer bag. The kind that can only be relieved by the smell of smushy soft leather, the clink of a chain link strap, or the snap from a new flap. Yep, you guessed it, I’ve got a serious case of the shoppies.

This year I’ve drastically changed how I shop, only buying stuff that I absolutely, positively adore and plan on keeping in my wardrobe for years to come, shopping more sustainably by buying vintage or ethical brands and truly making sure every single purchase I make is calculated and well thought-out. I can honestly (and proudly) say that I haven’t impulse purchased anything in 2021 and well before that as well. As for the last luxury bag I snagged? It was my Louis Vuitton Urs Fischer Pochette Accessoires.

Louis Vuitton Urs Fischer Pochette

I’ve yet to reveal it here or write a Purseonals about it and I have my reasons why. I purchased it in January and have only used it about four times. I take it out very sparingly as I purchased it more as a collectors item than an everyday bag. It was a bag I loved and just had to have. I still think about the Louis Vuitton limited edition bag that got away and refused to have that feeling again.

The Question At Hand?

As I typically buy a bag at the end of the year when I get my tax return or holiday money, the purchase was very much in budget but it called for me putting aside other things on my wishlist. Mainly the Bottega Veneta Jodie Bag (color TBD) and the Louis Vuitton Alma BB in Epi Leather (black). Now, because the bag I bought this year isn’t exactly in my rotation, I find myself wanting to buy either of the two bags I mentioned putting on hold.

Louis Vuitton Alma BB

More and more I’ve been day dreaming about purchasing one of them in advance of the end of the year. The purchase wouldn’t put me in debt nor would it wipe my savings clean. It would however, dip me below the mark that I comfortably like to stay at. I would however plan to pay myself back either in chunks or at the end of the year with holiday money and/or my tax return.

So tell me, would you do it, have you done it or do you plan to do it?

Is it ever ok to dip into your savings to make a luxury purchase?

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