After the Holidays we all may be carrying around a scanty bank account and some extra Fruit Cake pounds ;-) Either way it is time to get back on track. I would never tell you all to not buy a handbag, because let’s face it, that would be plain silly; but I will suggest some more affordable and just as sexy handbags. A stunning rendition of an evening clutch is the Lauren Merkin Charlotte Embossed Suede Clutch. Available in metallic platinum or black, this lizard embossed suede clutch shows a touch of refinement along with a touch of fun along with a very do-able price tag. A slightly gathered body and magnetic snap closure open up to pink striped lining. I would love this clutch (measuring 6″H x 11 1/2″W) for a night on the town and would not worry *as much* if I were to spill on it or drop it. This clutch goes to show that chic can be cheap via Bergdorf Goodman for $220.